Outfitting your car with a burglar alarm or other theft-prevention devices can get you a good-sized discount. Consider eliminating your comprehensive and collision coverage if your car is more than five years old, or if the cost of your annual premium is the same as the value of your car. Once you’ve chosen the best quote, you’ll want to make sure the company is reliable and will pay your claims. Here are three websites that will help you decide: Your state s department of insurance website will show you how many complaints have been lodged against an insurance company. J.D. Power and Associate’s website (jdpower.com) will give you consumer ratings. The A.M. Best (ambest.com) website will give you a company’s financial and credit ratings. By taking these extra steps, you’ll know that you’re not only getting the best rate, but that you’re getting a reliable company.
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